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Rear End Loaded Products
uni- versal life, advertised that there is "no direct expense charged to the persistent policyholder" ... the United States. Although this does not have a direct affect on our topic of rear end charges, it does ...- Authors: Dennis Carr, James Glickman, Harold G Ingraham, Gregory J Kaiser, William Schnaer
- Date: Oct 1984
- Competency: Technical Skills & Analytical Problem Solving
- Publication Name: Record of the Society of Actuaries
- Topics: Annuities; Life Insurance
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Federal Income Tax and Product Development
providing lower appar- ent cost. But what about direct recognition which naany of us believe is so important ... past. Thesc arc the biggest problem because the direct cost of their insurance has just been increased ...- Authors: Steven W Fickes, Douglas French, Allan D Greenberg, Harold G Ingraham, James Murphy
- Date: Apr 1987
- Competency: External Forces & Industry Knowledge>External forces and business performance
- Publication Name: Record of the Society of Actuaries
- Topics: Life Insurance
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Panel: An Overview of the Status of the Valuation Actuary The Change in the Valuation Law to Establish a Meaningful Role for the Actuary
of this include continuing care retirement communities, and long-term-care benefits and facilities. ... monitoring. It believes -- rightly, I think -- that the primary goal of enforcement should be to catch the problem ...- Authors: Harold G Ingraham, Michael E Mateja, Walter Rugland
- Date: Sep 1990
- Competency: External Forces & Industry Knowledge
- Topics: Enterprise Risk Management; Financial Reporting & Accounting
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Risk Classification Policy Issues - General
DISCUSSION--CONCURRENT SESSIONS MR. INGRAHAM: We will direct our first question to Mr. Ripps: What classi- fication ... would be the issue. MR. INGRAHAM: I am going to direct the next question to Jeanne: A major area of debate ...- Authors: Harold G Ingraham, Linda Lamel, Jay C Ripps, Jeanne Cullinan Ray, Moirs A. Walters
- Date: May 1981
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Public Policy
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Digest of Discussion at Concurrent Sessions
continually inform management of relevant changes. The primary purposes for which management typically establishes ... believe that these constraints result from any direct responsibility of the actuary to represent the ...- Authors: John C Antliff, Thomas A Beckert, Robert C Benedict, John H Biggs, Arthur C Cragoe, Richard Daskais, William A Dreher, Ted Dunn, Thomas F Eason, Richard Gibbs, Ardian Gill, Charles Greeley, Robert N Houser, Harold G Ingraham, John G Ireland, Frank S Irish, Joseph A Krenz, Robin B Leckie, Claude J Martineau, Edward W Maroni, Daniel F McGinn, Richard S Miller, Thomas K Pennington, Donald M Peterson, George W Poznanski, Jean-Pierre Provencher, Henry B Ramsey, James Reiskytl, Jack A Rollier, D'Alton S Bill Rudd, Jerome M Stein, Carl W Voss, E John Woolsey, Howard Young, Martin L Zeffert, William M Roth, Dale R Gustafson, Kenneth R MacGregor, Robert T Jackson, Christian L Strom, Harlow B Staley
- Date: Jan 1974
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Actuarial Profession>Standards of practice; Life Insurance
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Equity-Oriented Products
will become a member of the NASD or submit to direct SEC regulation under Rule 15(b)8-1 of the 1934 ... balance with the client's insurance needs, if you care to. I t is not neccessarily a part of the regulation ...- Authors: William C Brown, John J Byrne, Ardian Gill, Donald S Grubbs, Harold G Ingraham, John T Longmoore, John Macarchuk, G Mitchell, John M Sutherland, Harry Walker, Charles B Baughman, Peter R Wilde, Leslie A Cannon, Robert N Powell
- Date: Apr 1969
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Annuities>Variable annuities
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Individual Retirement Accounts
to find the best way to do the job right to take care of both retirement and the immediate needs of the ... new money rates, the existing contractholders can direct their employers or plan trustees to rollover the ...- Authors: Harold G Ingraham, George A Mitchell, Bruce E Nickerson, Christopher H Wain
- Date: Jan 1976
- Competency: External Forces & Industry Knowledge
- Publication Name: Record of the Society of Actuaries
- Topics: Pensions & Retirement
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Digest of Discussion of Subjects of General Interest
discussions on any of the four topics. I would like to direct a question to Mr. Robertson. You mentioned a compensation ... the total amount of compensation are still the primary factors. MR. HERBERT C. PETTERSEN: I would like ...- Authors: Raymond A Bierschbach, Wilbur M Bolton, Joseph F Crowe, Abraham Hazelcorn, Harold G Ingraham, William K Krisher, Ernest J Moorhead, Charles F Pestal, Herbert C Pettersen, Albert E Reavill, Alan Richards, Stuart A Robertson, Harry M Sarason, William M Snell, Charles F B Richardson, Milton J Goldberg, Daton Gilbert, Russel E Munro, Harold E Crandall, Bernard Fenster, Theodore A Stemmermann, James B Copple
- Date: Apr 1966
- Competency: External Forces & Industry Knowledge
- Publication Name: Transactions of the SOA
- Topics: Health & Disability; Life Insurance
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Equity-Oriented Products
savings vehicle toward anything that represents a direct share in the American economy--but more than that ... custodian fees and premium accounting, and are not a direct source of profit. (An exception to this rule is ...- Authors: Raymond L Crapo, Charles T P Galloway, Harold G Ingraham, J Reuben Rigel, Ian M Rolland
- Date: Oct 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities>Variable annuities
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Research In Agency Operations
and operating agency expense factors, as well as direct home-office-agency-division costs. I t reflects ... other companies using model-office techniqueS. Care must be taken in the interpretation of these results ...- Authors: Floyd T Beasley, John M Bragg, J Stanley Hill, Harold G Ingraham, Robert H Jordan, Meno T Lake, Ernest J Moorhead, Charles F Pestal, William J Rushton, William M Snell, Thomas C Sutton, F Gilbert Swanson, William White, Charles Connolly, Archibald H McAulay, Neil W Macintyre, Alfred G. Whitney
- Date: Apr 1968
- Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving
- Publication Name: Transactions of the SOA
- Topics: Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance